Payment Product Manager

💰 ₹28,800 - ₹46,080 (Est.) 📍 Mumbai

Job Description

DBS Bank


DBIL 2026 Management Associate Programme
DBS Bank • Mumbai, Maharashtra • via LinkedIn
8 hours ago
Full–time
Apply on LinkedIn
Job description
About The Programme
The Management Associate program is a structured development program designed to cultivate future leaders within DBS. This role provides the opportunity to gain broad exposure, contributing to key initiatives and projects while developing essential business skills. Successful candidates demonstrate strong analytical, problem-solving, and communication abilities, along with a pr...
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Kotak Mahindra Bank


Payment Product Manager
Kotak Mahindra Bank • Mumbai, Maharashtra • via Apna Jobs
16 hours ago
Full–time
Apply on Apna Jobs
Apply on Jobs Trabajo.org
Job description
Product Manager-Fastag-B2C-Marketing Branches Operations

Job Title: Payment Product Manager
Location: Mumbai, India
Department: Consumer Bank - Liabilities & Payment Product
Reports to: Product Head – Consumer Payments
Role Overview
We are seeking an experienced and innovative Payment Product Manager to drive the strategy, design, and execution of a part of our payments portfolio, including UPI, BBPS , AEPS, IMPS , ONDC, PPI/wallets, E-banking and other retail payment solutions. The role requires a blend of business acumen, product management expertise, deep understanding of the Indian payments ecosystem, and strong stakeholder management.
Key Responsibilities
1. Product Strategy & Roadmap
• Develop and own the product vision and roadmap for digital payments across consumer segments.
• Align payment product strategy with RBI guidelines, national payment system initiatives, and internal business goals.
• Identify market trends, customer needs, and competitive intelligence to drive product innovation.
2. Product Development & Lifecycle Management
• Lead end-to-end product development from conception to launch, including feature definition, design, testing, and continuous improvement.
• Own and manage a part of payment products such as UPI, AEPS, IMPS, NEFT, RTGS, BBPS payment solutions.
3. Regulatory & Compliance Management
• Ensure adherence to RBI regulations, NPCI guidelines, and all applicable payment systems laws.
• Work closely with compliance and risk teams for product approvals and audits.
4. Cross-Functional Collaboration
• Partner with Technology, Operations, Risk, Compliance, Legal, Marketing, and Sales teams to deliver seamless payment solutions.
• Liaise with external partners such as NPCI, NBBL and fintech service providers for integrations and product enhancements.
5. Customer Experience & Growth
• Drive adoption and usage of payment products through intuitive UI/UX design, loyalty programs, and targeted campaigns.
• Track and analyse performance metrics to improve transaction volumes and revenues while reducing customer attrition and payment failures.
Required Skills & Qualifications
Education:
• Graduate in Business, Finance, or Engineering; MBA or equivalent preferred.
Experience:
• 7–12 years of experience in payments, banking, or fintech industry.
• Proven track record in launching and managing successful payment products in the Indian market.
Technical & Domain Knowledge:
• In-depth understanding of Indian payment systems (UPI, IMPS, NEFT, RTGS, BBPS ++ ).
• Awareness of RBI/NPCI regulatory frameworks and compliance requirements.
• Familiarity with APIs, fraud detection tools, and banking platforms.
Soft Skills:
• Strong analytical, problem-solving, and decision-making abilities.
• Excellent stakeholder management and collaboration skills.
• Ability to lead cross-functional teams in a fast-paced environment.
Key Performance Indicators (KPIs)
• Growth in transaction volumes and active users across payment products.
• Reduction in payment failures and dispute rates.
• Timely compliance with RBI/NPCI guidelines.
• Customer satisfaction and NPS scores for payment services.
• Successful launch of new payment product/features within budget and timelines.
Experience Level
Mid Level

💡 Quick Summary

Seeking a career-building opportunity? The Payment Product Manager position is now open for candidates interested in the Accountant Jobs sector. This role in Mumbai offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Accountant Jobs is a plus.

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Job Details

Company Name: Kotak Mahindra Bank

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The expected salary for Payment Product Manager in Mumbai is ₹28,800 - ₹46,080 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Payment Product Manager is an on-site position based in Mumbai. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Payment Product Manager. Previous experience in Accountant Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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