Risk Policy Acquisitions | Citibank India

The Credit Portfolio Intermediate Analyst is an intermediate-level position within the Acquisition Strategy Team and is responsible for building and enhancing acquisition credit strategies, recommending and monitoring credit tests and ensuring accuracy of strategy changes into production.Role Summary:Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the lossesSupport tactical and strategic Risk Analytics projects for Citis Retail Services Group in the US.Independently manage development and implementation of effective risk management strategies that balances the risk and reward of the portfolioApply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processesApply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.Must be able to effectively provide updates and communicate key initiatives to senior risk management.Analyzing tests and performance using SAS and decision tree (CHAID/ CART)Evaluating effectiveness of current policies and strategiesResponsibilities:Must have capability to clearly develop and communicate analysisA good understanding of credit life cycleMust have hands on expertise in developing and managing segmentationsPresentations to both technical and non-technical personnel are required to be made frequently as part of the jobAbility to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.Skills:Experienced in developing, implementing and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collectionsProgramming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.Highly proficient in Excel/pivot tables and PowerPoint.Exposure to project/process managementStrong communication and presentation skills targeting a variety of audiencesFlexibility in approach and thought processStrong influencing and facilitation skills.Qualifications:5 years of relevant experienceExperience in financial analysis, accounting and valuationConsistently demonstrate clear and concise written and verbal communicationEducation:Bachelor's degree/University degree or equivalent experience