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Job description Union Bank of India (UBI) invites applications for Specialist Officer posts in pune, maharashtra. Apply online for Assistant Manager (Credit/IT). Total 500 vacancies. Visit unionbankofindia.co.in.
Vice President - Credit Audit
Place of work
Work from home
Contract type
Full-time
Start date
-
Salary
-
Job details
Job description, work day and responsibilities
VP Credit Audit
Roles & Responsibilities:
Below are the overall Responsibilities but not limited to:
- Independently conducting Credit Audit of Borrower Accounts in line with guidelines given by Reserve Bank of India on Loan Review Mechanism
- Independently reviewing credit risk in sourcing, appraisal, sanctioning, documentation, disbursement and post disbursement follow up of given accounts and suggesting areas of improvement wherever required.
- Participate in audits of various Businesses with particular emphasis on Account / Process Audits
- Conduct independent 360-degree review of loan assets to assess the asset quality and identify the early warning signals, if any, and advise opinion and actionable in a crisp analysis write up memos.
- Continuous monitoring of assigned portfolio, following trends in related industries and impact thereof on loan-assets
- Review of End to End Process with specific attention to completeness and adequacy of business process
- Ensuring that process being reviewed is carried out as per process manual in place
- Ensuring process being carried out / account reviewed is in conformity with regulatory and supervisory framework.
- Suggesting improvements in process manual / internal bank policies
- Assist in keeping relevant processes benchmarked to Best practices with peer banks
- Devise checklists and test the Business Products along with processes / procedures to foresee pitfall and bottlenecks and further ensure same are resolved in time-bound manner.
- Provide improvement / suggestions to existing processes / systems to line managers.
- Interact and follow up with the counterparts in Business and Risk Department for timely closure of respective observations and completion of periodic top-management reports
Roles & Responsibilities:
Below are the overall Responsibilities but not limited to:
- Independently conducting Credit Audit of Borrower Accounts in line with guidelines given by Reserve Bank of India on Loan Review Mechanism
- Independently reviewing credit risk in sourcing, appraisal, sanctioning, documentation, disbursement and post disbursement follow up of given accounts and suggesting areas of improvement wherever required.
- Participate in audits of various Businesses with particular emphasis on Account / Process Audits
- Conduct independent 360-degree review of loan assets to assess the asset quality and identify the early warning signals, if any, and advise opinion and actionable in a crisp analysis write up memos.
- Continuous monitoring of assigned portfolio, following trends in related industries and impact thereof on loan-assets
- Review of End to End Process with specific attention to completeness and adequacy of business process
- Ensuring that process being reviewed is carried out as per process manual in place
- Ensuring process being carried out / account reviewed is in conformity with regulatory and supervisory framework.
- Suggesting improvements in process manual / internal bank policies
- Assist in keeping relevant processes benchmarked to Best practices with peer banks
- Devise checklists and test the Business Products along with processes / procedures to foresee pitfall and bottlenecks and further ensure same are resolved in time-bound manner.
- Provide improvement / suggestions to existing processes / systems to line managers.
- Interact and follow up with the counterparts in Business and Risk Department for timely closure of respective observations and completion of periodic top-management reports
Offer ID: #1243353,
Published: 2 hours ago,
Company registered: 1 month ago
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