Mortgage Loan Processor/Closer (5-8 Years Mortgage/Banking Preferred) - Athens, Georgia

Place of work Athens
Contract type -
Start date -
Salary -

Job details

Job description, work day and responsibilities

United Community


Teller II
United Community • Snellville, GA, United States • via LinkedIn
23 hours ago
$33,800–$3+,068 a year
Full–time
No Degree Mentioned
Apply on LinkedIn
Apply on Indeed
Apply on Glassdoor
Apply on Talentify
Job highlights
Identified by Google from the original job post
Qualifications
1+ years of previous banking or cash handling experience
Demonstrated analytical, accuracy, and problem-solving skills
Strong verbal and written interpersonal communication skills
3 more items(s)
Responsibilities
In addition to assisting with everyday transactions, you will support customers with their financial wellness by having needs-based conversations, identifying appropriate solutions
Drive proactive needs-based sales conversations through interactions, including service to sales, teller interactions and appointment setting
Assist customers financially by delivering loan products, while ensuring packages are correct and complete to minimize exceptions
5 more items(s)
Job description
United Community is seeking a highly skilled Universal Banker at our Fairburn, GA location. As a Universal Banker, you will have the opportunity to deliver excellent experiences for customers and prospects. In addition to assisting with everyday transactions, you will support customers with their financial wellness by having needs-based conversations, identifying appropriate solutions. Depending on your experience, you may be considered for either a Universal Banker I or II position.

What You’ll Do
• Drive proactive needs-based sales conversations through interactions, including service to sales, teller interactions and appointment setting
• Assist customers financially by delivering loan products, while ensuring packages are correct and complete to minimize exceptions
• Identify opportunities and make referrals cross-sell banking products and services, to other areas of the bank
• Educate customers on options for managing transactions using technology and all other tools and resources available
• Apply product and service knowledge to effectively solve customer problems
• Process deposits, withdrawals, and other routine transactions with accuracy and confidentiality
• Ensure adherence to banking regulations and internal policies

Requirements For Success
• 1+ years of previous banking or cash handling experience
• Demonstrated analytical, accuracy, and problem-solving skills
• Strong verbal and written interpersonal communication skills
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

Preferred Knowledge And Skills
• NMLS License preferred
• Current Notary Public Certification preferred

Conditions Of Employment
• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position

Ready to take your career to the next level? Apply now and become a vital part of our team!

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, ****** orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Report this listing
United Community
Glassdoor
3.8/5
14+ reviews
Indeed
3.7/5
127 reviews
Payscale
3.2/5
22 reviews
ucbi.com
More jobs at United Community
See web results for United Community
P
Pinnacle Bank


Mortgage Loan Processor/Closer (5-8 Years Mortgage/Banking Preferred) - Athens, Georgia
Pinnacle Bank • Athens, GA, United States • via Indeed
23 hours ago
Full–time
No Degree Mentioned
Apply on Indeed
Apply directly on Glassdoor
Apply on SimplyHired
Job highlights
Identified by Google from the original job post
Qualifications
An operations team member should both be proficient in processing & closing Conventional, FHA, VA and USDA loans, purchases as well as refinances
An Operations colleague should be able to manage a pipeline up to 30 – 40 loans
High School diploma
25 more items(s)
Benefits
Pay: From $23.00 per hour
Expected hours: 37 – 40 per week
401(k) matching
12 more items(s)
Responsibilities
The Mortgage Operations - Loan Processor / Closer is responsible for the accuracy of loan packages, ensuring guidelines are met and loans are closed in compliance with State, Federal, TILA and RESPA regulations as well as applicable policy and investor requirements
The team member is responsible for being a back-up for processing loan application packages according to compliance guidelines and regulations, submitting files to underwriting, clearing issues and coordinating closings, and will support post-closing processes as needed
In addition, responsible for managing relationships with appraisal vendor management companies, insurance agents, attorneys and other related third parties to ensure the most efficient closing for the borrower
3 more items(s)
Job description
For your application to be considered for employment, please apply online at https://www.pinnaclebank.com/about/

JOB DESCRIPTION

Employer Department

Pinnacle Bank Mortgage

Job title

Mortgage Operations - Loan Processor / Closer

Exemption status

Non-Exempt

Supervised by

Mortgage Operations Manager

Job Summary

The Mortgage Operations - Loan Processor / Closer is responsible for the accuracy of loan packages, ensuring guidelines are met and loans are closed in compliance with State, Federal, TILA and RESPA regulations as well as applicable policy and investor requirements. The team member is responsible for being a back-up for processing loan application packages according to compliance guidelines and regulations, submitting files to underwriting, clearing issues and coordinating closings, and will support post-closing processes as needed. In addition, responsible for managing relationships with appraisal vendor management companies, insurance agents, attorneys and other related third parties to ensure the most efficient closing for the borrower. Also responsible for reviewing all closed mortgage loans to ensure compliance with regulatory requirements and conformance with Bank policies; keeping accurate records of status and communication on every file; refining procedures as necessary.

The Mortgage Op Processor / Closer sis responsible for the accuracy of loan packages, ensuring guidelines are met and loans are closed in compliance with State, Federal, TILA and RESPA regulations as well as applicable policy and investor requirements.

An operations team member should both be proficient in processing & closing Conventional, FHA, VA and USDA loans, purchases as well as refinances. An Operations colleague should be able to manage a pipeline up to 30 – 40 loans.

The employee will support the bank's strategic goals, vision, mission, core values, service standards and service philosophy in actions, words and deeds.

Skills, Knowledge, Talents

Education

High School diploma

Prior Experience

Prior banking and loan experience needed; 5-8 years mortgage loan processing & closing experience required.

Required Skills & Talent

Must have a basic knowledge of the bank's products and services.

Must have a willingness to serve.

Must be able to function efficiently in a network environment and have a working knowledge of Microsoft Office and SharePoint.

Must be able to function efficiently on a general business level of math, possess general accounting knowledge (i.e. debits, credits, and an understanding of the bank's account reconciliations).

Project a professional image by adhering to guidelines in the employee handbook.

Must be able to collect, research, and analyze information skillfully.

Must be a self-starter, a creative thinker, flexible, eager, nurturing, open to change and exhibit good judgment.

Must be a leader by example, attentive to detail, work well with others and responsive to supervisory guidance.

Must be able to identify and interpret trends in financial data.

Must have a working knowledge of compliance guidelines for the bank and the industry.

Banking and Finance skills, knowledge and talents;

Must know loan documentation necessary for position responsibilities.

Must be able to read credit reports and other tools necessary to accomplish position responsibilities

Must have knowledge of the following lending regulations:

Fair Debt Collections Act

Regulation B: Equal Credit Opportunity Act

Regulation C: Home Mortgage Disclosure

Regulation Z: Truth in Lending

HMDA

RESPA: Real Estate Settlement Procedures

Bank Secrecy

Must have a working knowledge of compliance guidelines for the bank and the industry

Broad, general knowledge of investment and insurance products

Must understand loan and commitment letters.

Must understand the appropriate loan documentation as related to all loan purpose types:

FHA

State Housing

Other as required to meet departmental needs

Must be proficient in processing & closing Conventional, FHA, VA and USDA loans, purchases as well as refinances.

Must have knowledge and experience with Mortgage Software

Pinnacle Bank is an Equal Opportunity Employer and a Drug Free Workplace. As a condition of employment, a completed Application of Employment and satisfactory results from a background check and drug screening must be received. Pinnacle supports a diverse work force and welcomes all qualified applicants. It is the policy of Pinnacle Bank to consider applicants without regard to race, color, religion, creed, national origin, gender, disability, marital or veteran status, age or any other legally protected status.

Job Type: Full-time

Pay: From $23.00 per hour

Expected hours: 37 – 40 per week

Benefits:
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Parental leave
• Referral program
• Tuition reimbursement
• Vision insurance

Schedule:
• 8 hour shift
• Monday to Friday

Work Location: In person

Company address

United States
Georgia
Athens
Show on map Get directions
Company Name: Pinnacle Bank
You will be redirected to another website to apply.
Offer ID: #1052546, Published: 4 days ago, Company registered: 6 months ago

Other offers

Customer Service Associate - Teller Role
1829login
· Boise, US
Job Description** In this role, you will be responsible for accurately processing debit and credit transactions, identifying and addressing client needs, resolving problems, and cross-selling bank products. You will work...
Teller (40 hours) - Twin Falls Canyon Park
1829login
· Twin Falls, US
About Zions Bank Zions Bank recognizes the dedication, experience and talents of its diverse employee base as key to its success. As a 150-year legacy bank, we're committed to being the premier employer of choice. We've ...
FT Teller
1829login
· Idaho Falls, US
Job Title:** FT Teller At Beehive Federal Credit Union, our goal is to nurture our valued relationships with members through exceptional service. We believe that our success starts with talented individuals who are passi...
Teller and Cashier
1829login
· Moscow, US
About This Role "> As a Teller in our Consumer, Small & Business Banking division, you will play a critical role in providing financial services to residents, employees, and local businesses in our community. ">...
Teller (30 hours) - Rigby
1829login
· Rigby, US
We are seeking a Client Service Associate (Teller) to work closely with members of the community, helping them build a better financial future. As a banking expert, you will guide clients to products and services that im...
Teller (traveling position-North Idaho)
1829login
· Coeur d'Alene, US
Teller (Traveling Position) at STCU - Liberty Lake We are seeking a dedicated and customer-focused Teller to join our team at STCU - Liberty Lake. As a Teller, you will engage with members to understand their financial n...
Teller (25 hours) - Lewiston, ID
1829login
· Lewiston, US
We're a premier banking institution with a 150-year legacy. Our success is built on the dedication, experience, and talents of our diverse employees. We're committed to being the employer of choice and have consistently ...
Teller, FT
1829login
· Rexburg, US
Teller Job Description at Beehive FCU** We value our relationships with members and strive to provide superior service. Our team of dedicated individuals works together to make a positive impact in the lives of our membe...
Branch Team Member
1829login
· Rexburg, US
About Us Beehive Federal Credit Union is a member-owned, not-for-profit organization that's committed to helping our members achieve their financial goals. We offer a range of financial products and services designed to ...
Bank Teller
1829login
· Idaho Falls, US
Job Summary: Bank Teller at The Bank of Commerce in IDAHO FALLS, Idaho, United States A key role where you receive and pay out money, keeping records of transactions. We are looking for individuals to perform the followi...
Banking Assistant
1829login
· Pocatello, US
About the Role We are seeking a talented Branch Banking Specialist to join our team in POCATELLO, Idaho. As a key member of our Consumer, Small & Business Banking division, you will play a vital role in providing exc...
Bank Teller and Account Manager
1829login
· Boise, US
Job Overview: We are seeking a results-driven Teller (30 Hours) - Fairview Branch to join our team at KeyBank National Association in Boise, Idaho. As a key member of our branch staff, you will drive client satisfaction,...
Teller Associate
1829login
· Nampa, US
Job Overview Are you passionate about delivering exceptional customer experiences? Do you thrive in a dynamic, fast-paced environment? As a Teller I at Idaho State Job Bank in Nampa, ID, you will have the opportunity to ...
Teller (40 hours) Rigby
1829login
· Rigby, US
Zions Bank Job Description We're seeking a Client Service Associate (Teller) to work closely with our community by helping them build a better financial future. You'll become a banking expert, guiding clients to products...
Banking Service Representative
1829login
· Idaho Falls, US
At Idaho State Job Bank, we're committed to being the premier employer of choice in Eastern Idaho. Our Retail Support team plays a vital role in ensuring our branches operate smoothly, even when employees are absent. As ...