Default Litigation Associate

💰 $8,960 - $14,336 (Est.) 📍 Fort Mill

Job Description

Qualifications
Minimum 5+ Years Mortgage Servicing Experience Required
Minimum 5+ Years Litigation Experience Required
Knowledge of basic computer software programs to include Windows, Microsoft Word and Excel, Internet and Microsoft Outlook
Requires an extreme attention to detail and ability to adhere to strict guidelines and procedures
Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary internal and external customer service
Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
Excellent oral communication skills, including ability to effectively coach, motivate, and lead staff
Physical Demands & Working Conditions
The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl
Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus
The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present
Responsibilities
Monitor and complete all activities related to litigated and contested foreclosure, probate, senior lien foreclosure monitoring as well as title curative actions, in accordance with statutory compliance, regulatory compliance, and company guidelines
This position is responsible for managing contested/litigated foreclosures and title curative timelines as well as workflow processes on escalated, high-risk files in which a foreclosure action has been initiated
This position is also responsible for attending in person and telephonic court appearances as an expert witness
These files should be managed in accordance with established work rules, goals & objectives to improve timeline and attorney performance
Service mortgage accounts to ensure the escalated account is processed in compliance with all state and federal laws, while maintaining compliance with Investor, Insurer, Agency, and Company guidelines
Display independent judgment, authority, and discretion
Responsible for representing the Company’s interests in contested litigations, borrower-initiated litigation and general corporate legal matters
Review and respond to outside counsel regarding allegations in mortgage-related complaints, including unfair and deceptive practices (UDAP) and complaints related to consumer protection, predatory lending, fraud, and the FDCPA
Reviews draft pleadings, responses, and all other Legal documents provided by counsel are accurate and represent the Company appropriately
Ensures that pleadings, discovery requests/responses, hearing(s), and trial(s), are filed/scheduled timely
Interact with and instruct various parties, such as mortgagors, attorneys, investors, title companies and any other party involved with the escalated foreclosure
Diligently follow up on all outstanding requests and telephone calls from internal and external partners
Proactively address potential loss exposure issues to ensure recourse is protected and initiated against prior servicers, vendors or third parties
Provide management detailed loss analysis, investor scenarios, and recommendations for resolution
Use discretion and independent judgment to identify possible course of action(s) available as it relates to the escalated matter
Attend in-person and telephonic court appearances and trials, acting as an expert witness on behalf of RoundPoint
Travel can range from 25% - 50%, depending on court schedules
Follow departmental and business policies with strict adherence
Prioritize allocated work to ensure timely and accurate resolution to both external and internal partners
Perform related duties as assigned by manager
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
The employee is regularly required to talk or hear
The employee is required to sit for extended periods of time and is occasionally required to stand and walk
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds
Job description
Monitor and complete all activities related to litigated and contested foreclosure, probate, senior lien foreclosure monitoring as well as title curative actions, in accordance with statutory compliance, regulatory compliance, and company guidelines. This position is responsible for managing contested/litigated foreclosures and title curative timelines as well as workflow processes on escalated, high-risk files in which a foreclosure action has been initiated. This position is also responsible for attending in person and telephonic court appearances as an expert witness. These files should be managed in accordance with established work rules, goals & objectives to improve timeline and attorney performance.

Responsibilities
• Service mortgage accounts to ensure the escalated account is processed in compliance with all state and federal laws, while maintaining compliance with Investor, Insurer, Agency, and Company guidelines. This includes the following:
• Display independent judgment, authority, and discretion
• Responsible for representing the Company’s interests in contested litigations, borrower-initiated litigation and general corporate legal matters
• Review and respond to outside counsel regarding allegations in mortgage-related complaints, including unfair and deceptive practices (UDAP) and complaints related to consumer protection, predatory lending, fraud, and the FDCPA
• Reviews draft pleadings, responses, and all other Legal documents provided by counsel are accurate and represent the Company appropriately
• Ensures that pleadings, discovery requests/responses, hearing(s), and trial(s), are filed/scheduled timely
• Interact with and instruct various parties, such as mortgagors, attorneys, investors, title companies and any other party involved with the escalated foreclosure
• Diligently follow up on all outstanding requests and telephone calls from internal and external partners
• Proactively address potential loss exposure issues to ensure recourse is protected and initiated against prior servicers, vendors or third parties
• Provide management detailed loss analysis, investor scenarios, and recommendations for resolution
• Use discretion and independent judgment to identify possible course of action(s) available as it relates to the escalated matter
• Attend in-person and telephonic court appearances and trials, acting as an expert witness on behalf of RoundPoint. Travel can range from 25% - 50%, depending on court schedules
• Follow departmental and business policies with strict adherence
• Prioritize allocated work to ensure timely and accurate resolution to both external and internal partners
• Perform related duties as assigned by manager

Qualifications

Required:
• Bachelor’s Degree Required; Juris Doctor Preferred
• Minimum 5+ Years Mortgage Servicing Experience Required
• Minimum 5+ Years Litigation Experience Required
• Knowledge of basic computer software programs to include Windows, Microsoft Word and Excel, Internet and Microsoft Outlook.
• Requires an extreme attention to detail and ability to adhere to strict guidelines and procedures.
• Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary internal and external customer service.
• Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.
• Excellent oral communication skills, including ability to effectively coach, motivate, and lead staff.

Desired
• GSE and Government Experience Preferred
• BKFC (LPS) Desktop Solution Experience Preferred
• Minimum 5+ Years Title Curative Experience Preferred
• Minimum 3+ Years Foreclosure Experience Preferred
• MSP Experience Preferred

Physical Demands & Working Conditions

Duties

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:
• The employee is regularly required to talk or hear.
• The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
• The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
• The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
• Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.
• The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

About RoundPoint Mortgage Servicing LLC

RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately +00,000 loans. In 2026, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise.

Founded in 200+, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders.

Location
• Fort Mill, SC

Employee Status
• Regular

Travel
• No

💡 Quick Summary

Seeking a career-building opportunity? The Default Litigation Associate position is now open for candidates interested in the Legal Jobs sector. This role in Fort Mill offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Legal Jobs is a plus.

Sponsored

Job Details

Company Name: RoundPoint Mortgage Servicing LLC

Frequently Asked Questions

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The expected salary for Default Litigation Associate in Fort Mill is $8,960 - $14,336 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Default Litigation Associate is an on-site position based in Fort Mill. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Default Litigation Associate. Previous experience in Legal Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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